5 Shopping Habits to Nix Before You Turn 30
Once you're in your 30s, people will expect you to have smarter shopping habits. Not only is it wiser to spend your money responsibly, but once you hit the big three-oh, you will need to focus your...
View ArticleWhy "Opportunity" Funds Are the New Emergency Funds
You know your emergency fund is important to your financial well-being. In fact, it's a bit like flossing is to dental health. We know it's important. In fact, we know it is hugely beneficial. But do...
View ArticleCan Saying Thanks More Make You Rich?
If you're even a little bit cynical, you might be expecting a resounding, one-word answer to this question. I mean, since when did being nice ever get you rich?But there is good news out there for...
View Article8 Financial Wake Up Calls — And How to Deal With Them
Can't seem to get a handle on your finances? That in itself is a wake up call that you need to be doing things differently. Here are eight more.1. You Use Personal Credit Cards for More Than One-Off...
View Article5 Things Americans Spend Too Much On
We're all guilty of spending too much money at some point or another. Even when we know the importance of a good budget and have a regular savings routine, we can get off track. Because Americans are...
View ArticleCareful! Your Credit Card May Be Sharing Your Private Info
In 2015, a study conducted by the Massachusetts Institute of Technology found that scientists were able to use the information from credit card purchases to correctly identify the names of the...
View ArticleMost Popular Ways Americans Spend Their Tax Refunds
According to the IRS, the average tax refund in 2016 was $3,053. While we here at Wise Bread generally advise against giving the government a free loan all year, there's no arguing that a tax refund...
View ArticleHow Cutting Your Losses Can Save You More Than Money
Let's say you bought tickets in advance for an upcoming concert, but the day of the show, a friend invites you to do something you'd enjoy even more. If you're like most people, you'll choose to go to...
View ArticleWhat Does Your Junk Mail Say About You?
Since it costs money to produce and mail marketing materials, most of the junk mail you receive does not end up in your mailbox by accident. Marketing companies target customers with junk mail based on...
View Article6 Pitfalls When Chasing Travel Rewards
By signing up for travel credit cards, earning travel points through bonus offers and regular spending, and using your points in the smartest way possible, you can travel to far-flung corners of the...
View ArticleHow to Avoid 7 Common Spring Spending Traps
Spring is here, and along with a much-needed change in the weather comes something we could all do without — spring-themed retail offer overload. You're going to be bombarded with deals and steals from...
View ArticleHow Keeping Up With the Joneses Can Actually Save You Money
When I was a new mom, I attended a parenting group where the father next to me mentioned putting aside $130 per month in his daughter's 529 college savings account. At the time, I had just opened my...
View ArticleHow Reflecting on Possessions Can Help You Resist Impulse Buys
The office supply section of the local pharmacy has a nasty habit of extracting money from my wallet. You'd think I could easily fix this problem by avoiding that aisle, but nearly every time I'm at...
View Article4 Mindful Spending Habits That Will Save You Money
Spending money mindlessly is easy to do — not to mention fun! Between one-click purchases, instant downloads of new movies and music, quick stops for something to eat, and impulse purchases in stores,...
View ArticleHow Pre-Commitment Mechanisms Can Help You Resist Impulse Buys
If you've read the Greek epic The Odyssey, you may remember Odysseus's ingenious plan to hear the dangerous voices of the sirens, who would lure sailors to their deaths. Every member of his crew plugs...
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